Why Do Long Term Disability Insurance Companies Unfairly Deny so Many Claims?


Long term disability insurers unfairly deny as many LTD claims as they do because they know full well that the following is true: 1. There just aren't that many long term disability attorneys in practice (not even a fraction as compared to attorneys who handle social security disability and SSI). 2. They know that most claimants for long term disability or LTD benefits won't continue to fight the insurance company and pursue the benefits to which they are entitled (in some cases, because it can be fairly difficult to find a long term disability lawyer).

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