Should you use a social security attorney who has been picked by your ltd insurance company ?

Should you use a social security attorney who has been picked by your long term disability insurance company? This is a question that has been debated and generally the answer given by most lawyers who specialize in social seurity disability is no --- with the argument being that you can actually put yourself in harm's way by doing this.

A disability attorney who is picked by your ltd carrier may share information about your disability claim with the company, and this may potentially be disadvantageous to you. Why? Again the profit principle - long term disability insurance companies make less profit when they approve more long term disability benfit cases.

Ideally, then, you should keep your social security disability representation separate from your long term disability claim entirely. In other words, for an Ltd claim, get a long term disability lawyer and for an SSD claim, get an SSD lawyer, but keep them separate from each other.

Additional Questions and Answers

• Are claims for LTD, or long term disability benefits, unfairly or disproportionately denied ?


• How can having a long term disability attorney help you win your ltd case ?


• On an LTD medical recertification, what if the doctor indicates you are able to return to some form of work ?


• How much does it cost to hire a long term disability attorney or LTD lawyer ?


• What is the elimination period on a long term disability benefit claim ?