What types of long term disability claims are ERISA ?

ERISA stands for the employee retirement income security act of 1974. ERISA was originally set up to handles issues related to pension fund administration; however, as it stands today the act has a substantial impact on long term disability insurance plans that are classified as employee welfare benefit plans. In other words, ERISA has to do with long term disability coverage that is employer-provided, versus private LTD policies that are individually purchased.

However, whether your particular long term disability plan is erisa or non-erisa, you will have the right to seek assistance from an attorney, and it may even be advisable to seek a consultation from a long term disability lawyer before you even file a claim.

Additional Questions and Answers Why do long term disability insurance companies unfairly deny so many claims? How can having a long term disability attorney help you win your ltd case ? Can you apply for social security disability and long term disability benefits at the same time ? What if you file for long term disability benefits on the basis of a mental condition or disorder ? When should you get a long term disability attorney for your LTD claim ?

  

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