IF APPROVED FOR LONG TERM DISABILITY HOW LONG WILL YOU BE REQUIRED TO HAVE MEDICAL RECERTIFICATIONS?


Long term disability plans are very different from the disability programs operated by SSA. SSA programs are standardized and apply universally nationwide. Long term disability benefits are governed by the specifications of ltd policies that are provided by ltd carriers. And, of course, every long term disability policy is potentially different. In many cases, however, to continue to receive ltd benefits, a benefit recipient will be required to submit to annual medical recertifications for the entire length of time that they receive long term disability benefits.

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