How can I get long-term disability benefits?

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How can I get long-term disability benefits?


If you were injured on the job, you can apply for long-term disability benefits through your state workers’ compensation board.  The Social Security Administration will also pay long-term disability benefits, provided you are disabled according to their criteria.

To be considered disabled under Social Security law, you usually cannot be working or be able to work. If you are working, your earnings must be less than a specific limit set each year by Social Security. You must also have had, or be expected to have, a severe medical condition for at least one year. If your medical condition is one that is listed on Social Security’s “list of impairments,” or if it prevents you from doing the work you did before, or any other work, you may be eligible for disability benefits. 

If you meet the above criteria, you should apply for Social Security disability. For more information on the process, contact an attorney who is experienced in long-term disability claims.

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