How can having a long term disability attorney help you win your ltd case


In cases where an individual must actually "prove" their entitlement to certain benefits, it's almost always better to be represented by a qualified attorney. It would be very nice, of course, if the world did not operate like this. Unfortunately, it does and most individuals who have shown up (to use one example) at a social security disability hearing unrepresented will testify to this---because, generally, when it comes to social security disability, claimants who go to hearings unrepresented do not win.

Dealing with a long term disability claim is much the same, and most claimants for Ltd benefits should probably consider speaking with an experienced long term disability lawyer.

Having an attorney on a long term disability case can help you improve your chances of winning in this manner: the attorney will review your medical records and advocate on your behalf. But, more than that, an ltd lawyer will provide an incentive for an ltd carrier to properly evaluate your claim (in other words, to more thoroughly evaluate your claim and give you proper and fair conideration).

Why is this the case? Because arbitrarily denying your long term disability claim may prove to be more costly for them. Depending on the state in which you live, the Ltd company may be required to pay your legal expenses and may be assigned to pay punitive damages for having operated in "bad faith". Having a long term disability attorney with you, of course, can send a strong early signal to an ltd company that you need to be treated fairly at the very least.

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